Actuarial Analysis

Our Actuarial unit works with companies to quantify risk exposures, and provide advice on mitigation measures.

Employee Benefits

Since 2015, companies have to calculate and report reserves for future employee benefits following the International Accounting Standards. This complex topic requires the implication of an actuary who can set the relevant assumptions, and calculate reserves.

Avako assists in setting those assumptions, calculating the reserves and reporting them to the International Accounting Standards.


The African healthcare industry is fast evolving, with a variety of challenges. Public actors are struggling financially, and private actors can hardly assess the required technical reserves. In this environment, it is critical to accurately assess the insurance risks and to model the moral hasard to the best possible.

Our team of actuaries developed innovative solutions in this ever changing healthcare environment. We are the trusted consultants to insurers, healthcare providers, government agencies and regulators. Our clients turn to us for our technical expertise, and our insights into the African customer behavior.

Life, Property & Casualty

The life insurance landscape is very competitive with a regulation that may be restrictive. The region lacks actuaries who can correctly set pricing and calculate reserves. Avako provides technical expertise into estimating the adequate level of premium, calculating the technical reserves. Avako also helps in reviewing the insurance companies liabilities, which is helpful for audit firms; or for acquisition transactions for valuation purposes.

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